Allison Ernst
age 31 | office manager and graphic designer | divorced | Baltimore
The big decision I'm currently wrestling with is... Should I renew the lease on my apartment or try to buy a house? Selling my marital home brought a lot of heartache. I'd love to buy again, but I'm not sure it's realistic financially. It’s a tough call. When I sold the house back in August, I was able to pay off some bills, buy a new car, and invest some money for the future. It’s not all about the money, though. Owning a home was a huge step for me, and selling it was painful. For the past few months, I’ve been living in a small apartment that’s still full of boxes and not at all homey. I look at it as more of a stopover on my way to the next house.
I’d love to buy another place, but I’m not sure I can afford it. I want to be able to live comfortably and not have my mortgage consume my entire paycheck. If a friend wants to go out for a glass of wine or dinner, I don’t want to have to turn her down. In addition, I’ve met an amazing man, and I hope our future is bright.
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Allison, It sounds to be like you already have your big decision resolved. In my opinion, having all your "ducks in a row" prior to diving into such a big committment is your best choice. You have established that you have priorities in your life right now and do not want to over extend yourself. Think of the consequences of doing that if you're not financially ready. I've been there before, and you always seem to think "I could have, I should have". If you're in a position right now to save a little more money by renting and puttinng aside funds for the new home, you will get to that place very soon. Maybe if you've met Mr. Amazing as well, having the discussion about the future may also lend to resolving the decision making process .
Best of luck to you Allison...